What are Cash and Valuable Ratings?

Published on Wed, Jun 28, 2017 2:26 PM

Cash and Valuable Ratings Explained

When you are looking at buying a safe or researching into the various types of safes that could suit your requirements, cash and valuable ratings could be quite confusing. 

Some insurance companies will specify these factors for you, which makes things a lot easier. However, if you have not been instructed to buy a safe via insurers, choosing which cash and valuable rating could be a daunting task. 

Community Grade Safes

Safe grades have corresponding cash and valuable ratings. Below is a table outlining the ratings for each grade of safe.

Grade of Safe Cash Rating Valuable Rating
Grade 0 £6,000 £60,000
Grade 1 £10,000 £100,000
Grade 2 £17,500 £175,000
Grade 3 £35,000 £350,000
Grade 4 £60,000 £600,000
Grade 5 £100,000 £1,000,000
Grade 6 £150,000 £1,500,000


Cash Ratings

This amount tells you how much cash can be stored in your safe at any time.

Valuable Ratings

This is the total value of items that you can store within your safe.

If you wish to store both cash and valuables inside your safe at the same time, you can work out what can be covered by insurance by deducting the amount of cash you wish to store from the cash rating, and then times the remaining amount by 10 to work out the valuable rating you have left.

For example, if your safe has a cash rating of £4000 the standard valuable rating for this would be £40,000. If you wish to store £800 cash in the safe, working out what’s left of your valuable rating can be done as so 4000 – 800 x 10 (4000 – 800 = (3200 x10) = 32,000.

We have a range of safes from deposit safes, branded safes such as SMP, Dudley and Chubb as well as other security solutions like security storage, filing cabinets, key security and so much more. 

To find out more see our full range of safes.

If you require any more information about cash and valuable ratings, or any information about safes, contact us on 01952 585 673.